Illinois

Illinois Car Insurance – Quotes, Coverage & Requirements

Car Insurance in Illinois

Illinois monitors car insurance statuses by sending insurance verification questionnaires on a random basis. Don’t be caught off guard.

Read more to learn about IL car insurance requirements, rates, and discounts.

IL Car Insurance Requirements

All drivers, even out-of-state drivers, are required to carry proof of insurance in their vehicle.

Driver’s of vehicles registered in Illinois must comply with Illinois car insurance laws. You must have BOTH:

  • Liability insurance.
  • Uninsured motorist coverage.

Liability Insurance

Liability insurance helps cover your costs associated with injuries or property damage to others resulting from a car accident you cause.

Your liability insurance must have the following minimum coverages:

  • $25,000 for bodily injury per person.
  • $50,000 total for bodily injury per accident.
  • $20,000 for property damage.

Liability insurance does not cover your own costs for personal injuries or property damage.

Uninsured and Underinsured Motorist Insurance

In Illinois, you must also carry

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